Auction not found
Back to homeStarting price
Minimum bid
48.000 €
Min. raise
3000 €
Deadline
29/10/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
Are you a professional? Your profile can also appear on auctions in your area. Sign up here →
The property
What it is like, how big it is, where it isLot description
Bilocale in Borgonovo Val Tidone (PC), lungo via Montanara. Zona semicentrale ben servita. Piano primo di palazzina. No ascensore. Superficie commerciale di 83,84 mq. Ingresso su soggiorno, angolo cottura, bagno, camera e 2 balconi. Finiture standard. Riscaldamento con caldaia e radiatori. Split estivi. Inclusi garage e cantina piano terra. Condizioni buone Per maggiori informazioni visitare il portale www.quimmo.it - Codice annuncio 2639892
Features
Floor area
83 m²
Floor
1
Price per m²
€ 771/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 64.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.280 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.230 |
| Indicative total (price + charges) | € 66.230 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 95 historical reductions), the indicative total would go from € 66.230 to € 49.950 (−24.6%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 5.760 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 6.710 |
| Indicative total (price + charges) | € 70.710 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 95 historical reductions), the indicative total would go from € 70.710 to € 53.270 (−24.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 6 km
5 same category
Median starting price in the area
€ 42.414
Completed attempts (24 months)
5
Aggregates of geolocated auctions in the same category within 6 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di PIACENZA
- Case no.
- 36/2025
- Procedure
- Liquidazione Giudiziale (cci)
- Sale type
- Competitiva
- Method
- Asincrona Telematica
- Bid deadline
- 29/10/2026
- Hearing date
- 30/10/2026 · 11:00
- Published on
- 08/09/2026
Official documents
Basic set incomplete: check the missing documents on the PVP or ask the custodian. Presence detected among the attachments published on the PVP (3 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
Avviso di vendita - 2026-09-09T105113.379.pdf
338 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
Reference auction
Request sent
You will find it in your dashboard in the Leads section. You will get a reply directly from the professional.
Find out if this auction is worth it
Appraisal report analysis · free · 30 seconds
Automatic answers from the data on this page — always check the appraisal report. Do not enter personal data.
Frequently asked questions about this auction
When does this auction in Borgonovo Val Tidone take place?
The deadline for submitting bids is 29/10/2026. The auction will then be held on 30/10/2026 at the Tribunale di PIACENZA.
What is the starting price of this court auction?
The auction starting price is €64.000. The minimum admissible bid is €48.000. The minimum bid increment is €3.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 29/10/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
Explore related auctions and content
Other auctions in Piacenza
Useful guides for buying at auction
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
- Mortgage for a court auction: how it works and which banks provide it How a mortgage loan for buying at a court auction works: pre-approval, bank valuation, the 120-day timescale and strategies to avoid losing the award.
People who viewed this auction also contacted
Anonymous aggregate based on people interested in this auction or similar auctions in the last .
🔒 Privacy: the data is aggregated and anonymous. We show professionals contacted by at least different people.
Auctions similar to this one
✓ Sign-up complete
You now have access to the full analysis. Would you also like to:
✓ Auction saved
We have set up your page to show you auctions in of the type . You will find them in your personal area. We have set up your page to show you auctions in . You will find them in your personal area. We have set up your page to show you auctions of the type . You will find them in your personal area.