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Back to homeStarting price
Minimum bid
44.234 €
Min. raise
1180 €
Deadline
17/11/2026
Method
Sincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Immobile al piano Terra è composto da un vano scala; l’immobile al piano Primo è composto da un ingresso, una cucina, un ampio soggiorno, due camere da letto, 1 bagno, un disimpegno, un balcone. È presente al piano secondo un sottotetto trasformato in una piccola abitazione, composto da una camera giorno, una camera da letto, un bagno ed una lavanderia. L’appartamento ricavato nel sottotetto risulta abusivo ma è sanabile se realizzato dopo fine agosto 2009.
Features
Floor area
156 m²
Rooms
6
Floor
T
Price per m²
€ 378/m²
3D floor plan
FreeAutomatic reconstruction from the cadastral sheets attached to the lot: 18 rooms recognised over 4 levels for 228.2 m² — this is the sum of the recognised rooms only, not the floor area of the property — over a footprint of 24.58×9.33 m.
Indicative reconstruction from the drawing, not a survey: scale 1:100 and internal heights as stated on the sheets (2.7 m (standard value), 2.7 m (standard value), 2.7 m (standard value), 2.7 m (standard value)). The levels are kept separate: the drawing does not say how they line up, so they are not stacked. Recognition is partial by design: connecting rooms may appear merged, spaces not bounded by walls may be missing and entire closed rooms may not appear (so the sum above is less than the real floor area). For measurements and boundaries, the filed floor plan and the appraisal report are authoritative.
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 58.979): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.180 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.130 |
| Indicative total (price + charges) | € 61.109 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 76 historical reductions), the indicative total would go from € 61.109 to € 46.184 (−24.4%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 5.308 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 6.258 |
| Indicative total (price + charges) | € 65.237 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 76 historical reductions), the indicative total would go from € 65.237 to € 49.165 (−24.6%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
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Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
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| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 3 km
7 same category
Median €/m² in the area
€204/m² across 6 auctions
Median starting price in the area
€ 42.060
Completed attempts (24 months)
22
Aggregates of geolocated auctions in the same category within 3 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di COSENZA
- Case no.
- 12/2020
- Procedure
- Esecuzione Immobiliare Post Legge 80
- Sale type
- Senza Incanto
- Method
- Sincrona Telematica
- Bid deadline
- 17/11/2026
- Hearing date
- 18/11/2026 · 15:30
- Published on
- 29/07/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (8 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
12220504_nomina-avv.-trimboli-08_01_2025.pdf
421 KB
12220501_conferma-nomina-delegato-avv.-trimboli-udienza-18.02.2025.pdf
432 KB
12220509_immagine_pdf.pdf
1.6 MB
12220508_planimetria.pdf
479 KB
12220505_ordinanza.pdf
556 KB
12220500_avviso.pdf
158 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Notify me at the next attempt
If this lot goes unsold and is relisted, we will let you know when the next attempt of the proceedings is published.
The context
The market around this lotContext of this sale
Contact
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Frequently asked questions about this auction
When does this auction in Luzzi take place?
The deadline for submitting bids is 17/11/2026. The auction will then be held on 18/11/2026 at the Tribunale di COSENZA.
What is the starting price of this court auction?
The auction starting price is €58.979. The minimum admissible bid is €44.234. The minimum bid increment is €1.180.
How do I take part in this auction?
The auction is held in Synchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 17/11/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
- Mortgage for a court auction: how it works and which banks provide it How a mortgage loan for buying at a court auction works: pre-approval, bank valuation, the 120-day timescale and strategies to avoid losing the award.
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