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Back to homeThe deadline for this sale expired on 21/07/2026
The page remains available as a historical record of the lot. For the outcome, the official documents of the proceedings are authoritative.
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Starting price
Minimum bid
10.590 €
Min. raise
1000 €
Deadline
21/07/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Appartamento bilocale a piano terra con due aree esterne esclusive
Features
Floor area
40 m²
Rooms
3
Price per m²
€ 353/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 14.120): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.000 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 1.950 |
| Indicative total (price + charges) | € 16.070 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 26 historical reductions), the indicative total would go from € 16.070 to € 12.540 (−22.0%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 1.271 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.221 |
| Indicative total (price + charges) | € 16.341 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 26 historical reductions), the indicative total would go from € 16.341 to € 12.540 (−23.3%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
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Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
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| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di BERGAMO
- Case no.
- 243/2024
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 21/07/2026
- Hearing date
- 22/07/2026 · 15:30
- Published on
- 10/05/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (19 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report
Official PDF from the Public Sales Portal
pct_83334671605052415183_04-All-TOMO-3-privacy_243-2024_ei.pdf
5.1 MB
Avviso III v.s.i. 22.07.2026 proc.243-2024 RE.pdf
487 KB
pct_29718963435939035654_02-All-TOMO-1-privacy_243-2024_ei.pdf
9.8 MB
Ordinanza di vendita S.D.S.pdf
2.0 MB
pct_28437372913512122422_03-All-TOMO-2-privacy_243-2024_ei.pdf
2.9 MB
Go to the Public Sales Portal
Official act of the Ministry of Justice
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Frequently asked questions about this auction
When does this auction in San Giovanni Bianco take place?
The deadline for submitting bids is 21/07/2026. The auction will then be held on 22/07/2026 at the Tribunale di BERGAMO.
What is the starting price of this court auction?
The auction starting price is €14.120. The minimum admissible bid is €10.590. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 21/07/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 2: the 1 previous ones went unsold. The cumulative discount since the first attempt is 25.0%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
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