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Back to homeStarting price
Minimum bid
151.256 €
Min. raise
3000 €
Deadline
04/11/2026
Method
Sincrona Mista
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The property
What it is like, how big it is, where it isLot description
Intera e piena proprietà di appartamento a MADESIMO (SO), Piazza Gemelli n. 13, della superficie commerciale di 83,00 mq.
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 201.675): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 4.034 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 5.259 |
| Indicative total (price + charges) | € 206.934 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 87 historical reductions), the indicative total would go from € 206.934 to € 155.506 (−24.9%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 18.151 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 19.376 |
| Indicative total (price + charges) | € 221.051 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 87 historical reductions), the indicative total would go from € 221.051 to € 166.094 (−24.9%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di SONDRIO
- Case no.
- 83/2024
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 04/11/2026
- Hearing date
- 05/11/2026 · 09:00
- Published on
- 14/09/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (3 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
RGE 83.2024 secondo avviso.pdf
296 KB
31560321s delegate e custode.pdf
123 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
Reference auction
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Frequently asked questions about this auction
When does this auction take place?
The deadline for submitting bids is 04/11/2026. The auction will then be held on 05/11/2026 at the Tribunale di SONDRIO.
What is the starting price of this court auction?
The auction starting price is €201.675. Compared with the appraisal estimate of €273.900, the saving on market value is 26%. The minimum admissible bid is €151.256. The minimum bid increment is €3.000.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 04/11/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 2: the 1 previous ones went unsold. The cumulative discount since the first attempt is 25.0%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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