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Back to homeThe deadline for this sale expired on 29/09/2026
The page remains available as a historical record of the lot. For the outcome, the official documents of the proceedings are authoritative.
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All auctions in the province of Pavia → low-cost dwelling auctions →
Starting price
Minimum bid
21.657 €
Min. raise
1000 €
Deadline
29/09/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Fabbricato residenziale a schiera elevato a due piani fuori terra con locali della zona giorno al piano terra e zona notte con sottotetto al piano superiore. Compete all’immobile la comproprietà di un’area scoperta comune con un'altra residenza a questo adiacente.
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 28.875): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.000 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 1.950 |
| Indicative total (price + charges) | € 30.825 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 41 historical reductions), the indicative total would go from € 30.825 to € 23.606 (−23.4%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 2.599 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 3.549 |
| Indicative total (price + charges) | € 32.424 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 41 historical reductions), the indicative total would go from € 32.424 to € 24.555 (−24.3%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 10 km
10 same category
Median €/m² in the area
€203/m² across 6 auctions
Median starting price in the area
€ 22.354
Completed attempts (24 months)
44
Aggregates of geolocated auctions in the same category within 10 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di PAVIA
- Case no.
- 371/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 29/09/2026
- Hearing date
- 30/09/2026 · 16:00
- Published on
- 06/08/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (4 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
12183785_immagine_pdf.pdf
1.7 MB
12183786_ordinanza.pdf
318 KB
12225237_avviso.pdf
218 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
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Frequently asked questions about this auction
When does this auction in Cergnago take place?
The deadline for submitting bids is 29/09/2026. The auction will then be held on 30/09/2026 at the Tribunale di PAVIA.
What is the starting price of this court auction?
The auction starting price is €28.875. The minimum admissible bid is €21.657. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 29/09/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 2: the 1 previous ones went unsold. The cumulative discount since the first attempt is 25.0%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Synchronous, asynchronous, mixed and in-person sales: differences and how to prepare How the four sale methods in court auctions work: synchronous, asynchronous, mixed and in-person. Operational differences, timing and preparation for the auction.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
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