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Back to homeThe deadline for this sale expired on 15/09/2026
The page remains available as a historical record of the lot. For the outcome, the official documents of the proceedings are authoritative.
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All auctions in the province of Bergamo → dwelling in small villas auctions →
Starting price
Minimum bid
101.250 €
Min. raise
3000 €
Deadline
15/09/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Appartamento al piano rialzato, composto da quattro vani, cucina, due bagni, disimpegno, portico e balcone, con annessi locale sgombero, locale centrale termica e cantina al piano seminterrato e area esclusiva destinata a cortile. Autorimessa al piano seminterrato.
Features
Rooms
8
Floor
T
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 135.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 2.700 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 3.925 |
| Indicative total (price + charges) | € 138.925 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 10 historical reductions), the indicative total would go from € 138.925 to € 104.500 (−24.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 12.150 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 13.375 |
| Indicative total (price + charges) | € 148.375 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 10 historical reductions), the indicative total would go from € 148.375 to € 111.587 (−24.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 10 km
9 same category
Median starting price in the area
€ 98.624
Completed attempts (24 months)
55 90.9% left the market
Aggregates of geolocated auctions in the same category within 10 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di BERGAMO
- Case no.
- 1482/2012
- Procedure
- Esecuzione Immobiliare Post Legge 80
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 15/09/2026
- Hearing date
- 16/09/2026 · 11:00
- Published on
- 14/05/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (10 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
11482063_ordinanza.pdf
730 KB
11927177_planimetria.pdf
192 KB
11482076_immagine_pdf.pdf
822 KB
11482075_planimetria.pdf
3.8 MB
12185405_avviso.pdf
151 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
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The market around this lotContext of this sale
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Frequently asked questions about this auction
When does this auction in Castelli Calepio take place?
The deadline for submitting bids is 15/09/2026. The auction will then be held on 16/09/2026 at the Tribunale di BERGAMO.
What is the starting price of this court auction?
The auction starting price is €135.000. The minimum admissible bid is €101.250. The minimum bid increment is €3.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 15/09/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
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