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Back to homeThis lot is on sale again
A new sale attempt has been published for this lot with the sale set for 27/10/2026 and a starting price of €55.500.
Go to the new attempt →Starting price
Minimum bid
55.500 €
Min. raise
1500 €
Deadline
21/07/2026
Method
Sincrona Mista
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Piena proprietà per la quota di 1/1 di appartamento sito in Comune di Borghetto di Vara (SP), Piazza Umberto I n. 10, quartiere centro storico, della superficie commerciale di 107,74 mq.
Features
Floor area
107 m²
Price per m²
€ 687/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 74.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.480 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.430 |
| Indicative total (price + charges) | € 76.430 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 53 historical reductions), the indicative total would go from € 76.430 to € 57.560 (−24.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 6.660 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 7.610 |
| Indicative total (price + charges) | € 81.610 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 53 historical reductions), the indicative total would go from € 81.610 to € 61.445 (−24.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di LA SPEZIA
- Case no.
- 97/2024
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 21/07/2026
- Hearing date
- 22/07/2026 · 12:00
- Published on
- 28/05/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (6 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
delega _Redacted.pdf
189 KB
DOCUMENTAZIONE FOTOGRAFICA (1).pdf
2.5 MB
I avviso di vendita es. 97_24 RGE.pdf
5.7 MB
DOC_catastale Privacy_LOTTO 1 e 2.pdf
3.3 MB
Elaborato grafico di rilievo_LOTTO2.pdf
78 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
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Frequently asked questions about this auction
When does this auction in Borghetto di Vara take place?
The deadline for submitting bids is 21/07/2026. The auction will then be held on 22/07/2026 at the Tribunale di LA SPEZIA.
What is the starting price of this court auction?
The auction starting price is €74.000. The minimum admissible bid is €55.500. The minimum bid increment is €1.500.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 21/07/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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