Appartamento Germignaga, Varese – Base €88.000 | Asta Giudiziaria

Via Cazzane 26, 21010, Germignaga, Varese · Tribunale di VARESE

Appraisal report analysis

L'immobile è un appartamento residenziale di tipo economico (A/3) sito in zona periferica di un piccolo centro abitato, con superficie commerciale lorda di circa 84,81 mq. L'unità, al secondo piano di un fabbricato senza ascensore, è composta da ingresso, soggiorno con balcone, cucina, due camere, bagno e due cantine di pertinenza. Lo stato conservativo è buono, con finiture di normale qualità e impianto termico autonomo. La classe energetica è A2, grazie a recenti interventi di riqualificazione. Il bene è gravato da pignoramento e occupato senza titolo dall'esecutata.

Risks found (4)

  • occupazione senza titolo da parte dell'esecutata e familiari Appraisal report reference, p. 4

Favourable aspects (4)

  • classe energetica A2, con attestato valido fino al 2033 Appraisal report reference, p. 7

addicta Index

4,2 / 10

Weak

  • Starting point neutral point of the index: no signal, neither for nor against 5,0
  • Price vs valuation starting price −20,0% compared with the estimate (estimate source: PVP) +0,8
  • Attempt history no previous attempt recorded 0,0
  • Risks from the appraisal report 4 risks detected by the analysis of the appraisal report -1,6

Deterministic 0–10 index (methodology v3), calculated by addicta from the data on this page: it is not advice or an investment recommendation. How we calculate it →

Other risks found

  • assenza di garanzia per vizi occulti Appraisal report reference, p. 12
  • presenza di scale condominiali non accessibili a disabili Appraisal report reference, p. 6
  • pignoramento trascritto a favore di creditore procedente Appraisal report reference, p. 5

Other favourable aspects

  • buono stato di conservazione e manutenzione dell'unità Appraisal report reference, p. 9
  • zona dotata di servizi primari (scuole, banche, supermercati) e collegamenti pubblici Appraisal report reference, p. 4
  • interventi di riqualificazione energetica recenti (Superbonus 110% e bonus facciate) Appraisal report reference, p. 6

Comparison with the market

Official valuation (PVP): € 110.000

Valuation from the appraisal report: € 110.253 (market value stated in the appraisal report)

The starting price is −20,0% compared with the official valuation (PVP).

If it went unsold again

In Italy, lots similar to this one were relisted on average at about −25.0% from the current starting price (usually between −20.0% and −25.0%).

Statistical estimate of past reductions calculated by addicta, not a forecast or a guarantee.

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Starting price
88.000 €
Discount on appraisal
−20%
Bid deadline
22/12/2026
Court
Tribunale di VARESE

Lot description

Appartamento posto al piano secondo (terzo fuori terra) con annesse due cantine di pertinenza al piano terra.

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Frequently asked questions about this auction

When does this auction in Germignaga take place?

The deadline for submitting bids is 22/12/2026. The auction will then be held on 23/12/2026 at the Tribunale di VARESE.

What is the starting price of this court auction?

The auction starting price is €88.000. Compared with the appraisal estimate of €110.000, the saving on market value is 20%. The minimum admissible bid is €66.000. The minimum bid increment is €1.500.

How do I take part in this auction?

The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 22/12/2026.

What happens if this auction goes unsold?

If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).

Can I view the property before taking part in the auction?

Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.

Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.

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