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Back to homeStarting price
Minimum bid
27.845 €
Min. raise
1000 €
Deadline
11/01/2027
Method
Sincrona Mista
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Appartamento al quarto piano del condominio Gardenia e cantina nel seminterrato.
Features
Floor area
68 m²
Rooms
4
Price per m²
€ 546/m²
Energy class
Data extracted automatically from the appraisal report. Always check the official document.
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 37.126): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.000 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 1.950 |
| Indicative total (price + charges) | € 39.076 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 21 historical reductions), the indicative total would go from € 39.076 to € 29.795 (−23.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 3.341 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 4.291 |
| Indicative total (price + charges) | € 41.417 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 21 historical reductions), the indicative total would go from € 41.417 to € 31.301 (−24.4%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
⚠️ The appraisal report flags condominium fees: the buyer is jointly liable for arrears of the current year and the previous one (art. 63 implementing provisions of the Civil Code) — check the amounts before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 6 km
5 same category
Median starting price in the area
€ 86.900
Completed attempts (24 months)
5
Aggregates of geolocated auctions in the same category within 6 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di CREMONA
- Case no.
- 172/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 11/01/2027
- Hearing date
- 12/01/2027 · 17:00
- Published on
- 23/09/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (12 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
all. m_ape.pdf
1.9 MB
all. b elaborato grafico - privacy.pdf
36 KB
all. a_doc fotografica.pdf
844 KB
all. d_inquadramento.pdf
230 KB
all. g difformità edilizie - privacy.pdf
280 KB
all. a_doc fotografica.pdf
844 KB
9897357s - nomina delegato.pdf
315 KB
17-09-26 - Avviso_vendita_sincrona_172_2025 I vendita 12-01-27.pdf
142 KB
all. c_aerofotogramma.pdf
323 KB
all. n - spese condominiali privacy.pdf
78 KB
all. f_pratica edilizia.pdf
3.1 MB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Notify me at the next attempt
If this lot goes unsold and is relisted, we will let you know when the next attempt of the proceedings is published.
The context
The market around this lotContext of this sale
Contact
Reference auction
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Find out if this auction is worth it
Appraisal report analysis · free · 30 seconds
Automatic answers from the data on this page — always check the appraisal report. Do not enter personal data.
Frequently asked questions about this auction
When does this auction in Cremona take place?
The deadline for submitting bids is 11/01/2027. The auction will then be held on 12/01/2027 at the Tribunale di CREMONA.
What is the starting price of this court auction?
The auction starting price is €37.126. The minimum admissible bid is €27.845. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 11/01/2027.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
Explore related auctions and content
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Useful guides for buying at auction
- Expert appraisal report: how to read it and what to look for before bidding What to look for in the appraisal report before bidding at auction: legal red flags, planning discrepancies, occupancy status and tips for the viewing.
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
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