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Back to homeStarting price
Minimum bid
63.000 €
Min. raise
1000 €
Deadline
10/11/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Unità immobiliare ad uso appartamento, sita al piano quarto (quinto fuori terra) di una palazzina di cinque piani fuori terra, articolata nei seguenti locali: ingresso/disimpegno, soggiorno, cucinino, camera da letto matrimoniale, servizio igienico, balcone, terrazzino, oltre alla cantina posta al piano seminterrato.
Features
Floor area
86 m²
Rooms
4
Floor
Quarto
Price per m²
€ 977/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 84.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.680 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.630 |
| Indicative total (price + charges) | € 86.630 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 53 historical reductions), the indicative total would go from € 86.630 to € 65.210 (−24.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 7.560 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 8.510 |
| Indicative total (price + charges) | € 92.510 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 53 historical reductions), the indicative total would go from € 92.510 to € 69.620 (−24.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 3 km
9 same category
Median starting price in the area
€ 66.000
Completed attempts (24 months)
11
Aggregates of geolocated auctions in the same category within 3 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di NOVARA
- Case no.
- 82/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 10/11/2026
- Hearing date
- 11/11/2026 · 10:00
- Published on
- 22/07/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (25 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
Ordinanza di vendita senza dati sensibili.pdf
958 KB
ALLEGATO AVVISO DI VENDITA RGE 82-2025 - prospetto informativo sulla vendita esecutiva.pdf
306 KB
Planimetrie senza dati sensibili.pdf
88 KB
Avviso di vendita senza dati sensibili.pdf
202 KB
Estratto di mappa.pdf
172 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
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Frequently asked questions about this auction
When does this auction in Novara take place?
The deadline for submitting bids is 10/11/2026. The auction will then be held on 11/11/2026 at the Tribunale di NOVARA.
What is the starting price of this court auction?
The auction starting price is €84.000. Compared with the appraisal estimate of €104.808, the saving on market value is 20%. The minimum admissible bid is €63.000. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 10/11/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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Useful guides for buying at auction
- Expert appraisal report: how to read it and what to look for before bidding What to look for in the appraisal report before bidding at auction: legal red flags, planning discrepancies, occupancy status and tips for the viewing.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
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