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Back to homeStarting price
Minimum bid
67.000 €
Min. raise
2000 €
Deadline
22/10/2026
Method
Sincrona Mista
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
La proprietà oggetto di stima è un appartamento con giardini esclusivi annessi, che si sviluppa su due piani collegati tramite scala interna, così distribuiti al piano terra disimpegno, soggiorno/cucina, camera, bagno; al piano primo sottostrada due cantine, locale sgombero e box.
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 89.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.780 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.730 |
| Indicative total (price + charges) | € 91.730 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 53 historical reductions), the indicative total would go from € 91.730 to € 69.035 (−24.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 8.010 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 8.960 |
| Indicative total (price + charges) | € 97.960 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 53 historical reductions), the indicative total would go from € 97.960 to € 73.708 (−24.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
⚠️ The appraisal report flags condominium fees: the buyer is jointly liable for arrears of the current year and the previous one (art. 63 implementing provisions of the Civil Code) — check the amounts before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di COMO
- Case no.
- 176/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 22/10/2026
- Hearing date
- 23/10/2026 · 10:00
- Published on
- 27/07/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (7 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
2.2 PLN BOX.pdf
69 KB
27363436s_Ordinanza di vendita.pdf
381 KB
3734592_5.RILIEVI FOTOGRAFICI.pdf
413 KB
Avviso di vendita 570.pdf
222 KB
2.1 PLN PT+P-1.pdf
85 KB
3734595_1.MAPPA.pdf
92 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
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Frequently asked questions about this auction
When does this auction in Como take place?
The deadline for submitting bids is 22/10/2026. The auction will then be held on 23/10/2026 at the Tribunale di COMO.
What is the starting price of this court auction?
The auction starting price is €89.000. The minimum admissible bid is €67.000. The minimum bid increment is €2.000.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 22/10/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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Useful guides for buying at auction
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
- Expert appraisal report: how to read it and what to look for before bidding What to look for in the appraisal report before bidding at auction: legal red flags, planning discrepancies, occupancy status and tips for the viewing.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
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