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Back to homeThis lot is on sale again
A new sale attempt has been published for this lot with the sale set for 28/10/2026 and a starting price of €468.212.
Go to the new attempt →Starting price
Minimum bid
624.283 €
Min. raise
15.000 €
Deadline
10/09/2026
Method
Sincrona Mista
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Fallimento M&G Finanziaria SpA R.G. 44/2019 - Tortona (AL)
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 624.283): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 12.486 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 1.100 |
| Estimated charges on top of the price | € 13.986 |
| Indicative total (price + charges) | € 638.269 |
| Registration tax (9%) | € 56.185 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 1.100 |
| Estimated charges on top of the price | € 57.685 |
| Indicative total (price + charges) | € 681.968 |
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 3 km
5 same category
Median starting price in the area
€ 45.000
Completed attempts (24 months)
12
Aggregates of geolocated auctions in the same category within 3 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di ALESSANDRIA
- Case no.
- 44/2019
- Procedure
- Fallimentare (nuovo Rito)
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 10/09/2026
- Hearing date
- 11/09/2026 · 15:00
- Published on
- 22/07/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (48 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
PVP autorizzazione MG FINANZIARIA.pdf
175 KB
Avviso di vendita M&G Finanziaria 3° esp.pdf
412 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
Reference auction
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Find out if this auction is worth it
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Frequently asked questions about this auction
When does this auction in Tortona take place?
The deadline for submitting bids is 10/09/2026. The auction will then be held on 11/09/2026 at the Tribunale di ALESSANDRIA.
What is the starting price of this court auction?
The auction starting price is €624.283. The minimum admissible bid is €624.283. The minimum bid increment is €15.000.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 10/09/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 3: the 2 previous ones went unsold. The cumulative discount since the first attempt is 43.8%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
Explore related auctions and content
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Useful guides for buying at auction
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
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