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Back to homeStarting price
Minimum bid
45.000 €
Min. raise
1000 €
Deadline
27/10/2026
Method
Presso Il Venditore
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Proprietà di un’immobile abitativo e di un fabbricato ex rurale. L’immobile a uso abitativo, su tre livelli, risulta composto da: ingresso e cantine al piano terra; cucina, soggiorno, ripostiglio, W.C al primo piano; tre camere da letto al secondo piano. Il fabbricato ex rurale, su due livelli fuori terra, è composto al piano terra da un locale adibito a deposito; al piano primo da un ulteriore ambiente a uso deposito/ex fienile, accessibile tramite scala a pioli
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 60.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.200 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.150 |
| Indicative total (price + charges) | € 62.150 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 31 historical reductions), the indicative total would go from € 62.150 to € 46.950 (−24.5%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 5.400 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 6.350 |
| Indicative total (price + charges) | € 66.350 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 31 historical reductions), the indicative total would go from € 66.350 to € 50.000 (−24.6%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di ALESSANDRIA
- Case no.
- 180/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Presso Il Venditore
- Bid deadline
- 27/10/2026
- Hearing date
- 28/10/2026 · 12:00
- Published on
- 16/06/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (4 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
RGE_180_2025_Bando_vendita_12.6.2026.pdf
2.6 MB
RGE_180_2025_DOCUMENTAZIONE FOTOGRAFICA.pdf
3.2 MB
RGE_180_2025_ORDINANZA_DI_VENDITA.pdf
189 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
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Frequently asked questions about this auction
When does this auction in Garbagna take place?
The deadline for submitting bids is 27/10/2026. The auction will then be held on 28/10/2026 at the Tribunale di ALESSANDRIA.
What is the starting price of this court auction?
The auction starting price is €60.000. Compared with the appraisal estimate of €80.000, the saving on market value is 25%. The minimum admissible bid is €45.000. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in In-person mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 27/10/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 2: the 1 previous ones went unsold. The cumulative discount since the first attempt is 25.0%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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Useful guides for buying at auction
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Synchronous, asynchronous, mixed and in-person sales: differences and how to prepare How the four sale methods in court auctions work: synchronous, asynchronous, mixed and in-person. Operational differences, timing and preparation for the auction.
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