LOTTO 7: locale commerciale ad uso ristorante con locali di servizi e aree scoperte di pertinenza, appartamento e aree destinate a parcheggio, oltre beni mobili +19 photos

Negozi, Botteghe Ranzanico, Bergamo – Base €406.893 | Asta Giudiziaria

Via Nazionale, 2741, 24060 Ranzanico Lago BG, Italia, Ranzanico, Bergamo · Tribunale di MILANO

Appraisal report analysis

L'immobile oggetto di stima è ubicato in un comune della (indirizzo omesso), lungo la strada statale che costeggia un lago, e comprende un ristorante con locali di servizio, un appartamento, aree scoperte di pertinenza e terreni destinati a parcheggio. La struttura, con accessi carrabili e pedonali, è dotata di sale di somministrazione, cucina professionale, impianti di condizionamento e aree esterne pavimentate. I beni sono liberi da occupazione ma gravati da ipoteche e pignoramento, con una procedura di liquidazione giudiziale in corso.

Risks found (7)

  • ipoteche volontarie per mutui pregressi

Favourable aspects (6)

  • posizione strategica lungo il lago con vista panoramica

addicta Index

5,4 / 10

Average

  • Starting point neutral point of the index: no signal, neither for nor against 5,0
  • Price vs valuation starting price −43,7% compared with the estimate (estimate source: PVP) +1,8
  • Attempt history 2 previous attempts went unsold +1,0
  • Risks from the appraisal report 7 risks detected by the analysis of the appraisal report -2,4

Deterministic 0–10 index (methodology v3), calculated by addicta from the data on this page: it is not advice or an investment recommendation. How we calculate it →

Other risks found

  • pignoramento immobiliare in corso
  • procedura di liquidazione giudiziale attiva
  • servitù di transito pedonale e ciclabile su area parcheggio
  • documentazione urbanistica e catastale non sempre univoca
  • assenza di APE (Attestato di (nome omesso))
  • incompletezza nella provenienza di alcuni immobili

Other favourable aspects

  • struttura ristorante ben rifinita e in buono stato di manutenzione
  • ampie sale di somministrazione adatte anche a eventi privati
  • aree esterne pavimentate e parcheggi in prossimità della struttura
  • impianti tecnologici completi (condizionamento, illuminazione, cucina professionale)
  • accessibilità garantita da strada statale e trasporto pubblico locale

Comparison with the market

Official valuation (PVP): € 723.364

Valuation from the appraisal report: € 450.000 (market value stated in the appraisal report)

The starting price is −43,7% compared with the official valuation (PVP).

Price reduction history for this lot

2 attempts before this one · −43,7% from the first

  1. 06/05/2026 € 723.364 Unsold
  2. 15/07/2026 € 542.523 Unsold −25% on the previous attempt
  3. 14/10/2026 € 406.893 Current auction −25% on the previous attempt

If it went unsold again

In Italy, lots similar to this one were relisted on average at about −25.0% from the current starting price (usually between −15.0% and −25.0%).

Statistical estimate of past reductions calculated by addicta, not a forecast or a guarantee.

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Other risks, market comparison, attempt history and time series.

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Starting price
406.893 €
Discount on appraisal
−44%
Bid deadline
13/10/2026
Court
Tribunale di MILANO

Lot description

LOTTO 7: locale commerciale ad uso ristorante con locali di servizi e aree scoperte di pertinenza, appartamento e aree destinate a parcheggio, oltre beni mobili

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Frequently asked questions about this auction

When does this auction in Ranzanico take place?

The deadline for submitting bids is 13/10/2026. The auction will then be held on 14/10/2026 at the Tribunale di MILANO.

What is the starting price of this court auction?

The auction starting price is €406.893. Compared with the appraisal estimate of €723.364, the saving on market value is 44%. The minimum admissible bid is €305.170. The minimum bid increment is €10.000.

How do I take part in this auction?

The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 13/10/2026.

What happens if this auction goes unsold?

This auction is already at attempt no. 3: the 2 previous ones went unsold. The cumulative discount since the first attempt is 43.8%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).

Can I view the asset before taking part in the auction?

Yes, it is normally possible to view the asset by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.

Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.

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