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Back to homeThe deadline for this sale expired on 02/09/2026
The page remains available as a historical record of the lot. For the outcome, the official documents of the proceedings are authoritative.
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All auctions in the province of Cosenza → low-cost dwelling auctions →
Starting price
Minimum bid
27.941 €
Min. raise
745 €
Deadline
02/09/2026
Method
Sincrona Mista
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Appartamento di tipo economico al piano terra, primo e secondo, composto da 5 vani catastali. Occupato
Features
Floor area
112 m²
Rooms
5
Floor
T
Price per m²
€ 333/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 37.254): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.000 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 1.950 |
| Indicative total (price + charges) | € 39.204 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 41 historical reductions), the indicative total would go from € 39.204 to € 29.891 (−23.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 3.353 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 4.303 |
| Indicative total (price + charges) | € 41.557 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 41 historical reductions), the indicative total would go from € 41.557 to € 31.406 (−24.4%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
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| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 3 km
16 same category
Median €/m² in the area
€304/m² across 14 auctions
Median starting price in the area
€ 40.226
Completed attempts (24 months)
39 72.7% left the market
Aggregates of geolocated auctions in the same category within 3 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di COSENZA
- Case no.
- 43/2017
- Procedure
- Esecuzione Immobiliare Post Legge 80
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 02/09/2026
- Hearing date
- 03/09/2026 · 09:15
- Published on
- 21/05/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (8 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
11663352_ordinanza.pdf
219 KB
11165088_immagine_pdf.pdf
796 KB
11165090_planimetria.pdf
171 KB
12193945_delega-ulteriori-2-tentativi-17-09-25.pdf
164 KB
11663351_ordinanza.pdf
373 KB
11934227_ordinanza.pdf
97 KB
12193944_avviso.pdf
380 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
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Frequently asked questions about this auction
When does this auction in Zumpano take place?
The deadline for submitting bids is 02/09/2026. The auction will then be held on 03/09/2026 at the Tribunale di COSENZA.
What is the starting price of this court auction?
The auction starting price is €37.254. The minimum admissible bid is €27.941. The minimum bid increment is €745.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 02/09/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
- Mortgage for a court auction: how it works and which banks provide it How a mortgage loan for buying at a court auction works: pre-approval, bank valuation, the 120-day timescale and strategies to avoid losing the award.
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