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Back to homeStarting price
Minimum bid
16.313 €
Min. raise
1000 €
Deadline
17/12/2026
Method
Sincrona Mista
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
In fabbricato condominiale denominato “Condominio del Sole”: piena proprietà di appartamento a uso abitativo sito al secondo piano - composto da ingresso/disimpegno, soggiorno con angolo cottura, bagno, una camera da letto, con balcone – e di garage/autorimessa al piano terreno
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 21.750): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.000 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 1.950 |
| Indicative total (price + charges) | € 23.700 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 148 historical reductions), the indicative total would go from € 23.700 to € 18.262 (−22.9%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 1.958 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.908 |
| Indicative total (price + charges) | € 24.658 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 148 historical reductions), the indicative total would go from € 24.658 to € 18.730 (−24.0%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
⚠️ The appraisal report flags condominium fees: the buyer is jointly liable for arrears of the current year and the previous one (art. 63 implementing provisions of the Civil Code) — check the amounts before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 6 km
6 same category
Median starting price in the area
€ 125.625
Completed attempts (24 months)
4
Aggregates of geolocated auctions in the same category within 6 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di CREMONA
- Case no.
- 146/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Sincrona Mista
- Bid deadline
- 17/12/2026
- Hearing date
- 18/12/2026 · 10:00
- Published on
- 15/09/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (5 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
Ordinanza di vendita.pdf
1.2 MB
APE - ATTESTATO DI PRESTAZIONE ENERGETICA - CODICE IDENTIFICATIVO N.1909400007423.pdf
2.3 MB
II Avviso di Vendita RGE 146-2025.pdf
300 KB
_FOTO ESTERNO CORPO STACCATO - AUTORIMESSE .pdf
222 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
Reference auction
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Frequently asked questions about this auction
When does this auction in Sergnano take place?
The deadline for submitting bids is 17/12/2026. The auction will then be held on 18/12/2026 at the Tribunale di CREMONA.
What is the starting price of this court auction?
The auction starting price is €21.750. The minimum admissible bid is €16.312. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in Synchronous mixed mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 17/12/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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Useful guides for buying at auction
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
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