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Back to homeStarting price
Minimum bid
43.500 €
Min. raise
2000 €
Deadline
14/12/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
in Frazione Concentrico,all'interno di fabbricato libero da tre lati, 2 piani f.t,sottotetto e cantina al piano interr,aree esterne in parte a giardino,in parte a cortile/passaggio e posti auto:alloggio su 2 piani collegati da scala interna composto da soggiorno con angolo cottura al piano terr.,2 camere,bagno e balcone al piano 1.Scala fissa al piano sottotetto/soppalco(ex solaio),proprietà esclusiva di area esterna piano terr.Cantina piano interr. con accesso da scala dal cortile esclusivo e 2 posti auto
Features
Floor area
25 m²
Floor
T
Price per m²
€ 2.320/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 58.000): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.160 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 2.110 |
| Indicative total (price + charges) | € 60.110 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−20.0%, over 64 historical reductions), the indicative total would go from € 60.110 to € 48.350 (−19.6%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 5.220 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 6.170 |
| Indicative total (price + charges) | € 64.170 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−20.0%, over 64 historical reductions), the indicative total would go from € 64.170 to € 51.526 (−19.7%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags occupancy: allow for the time (and any legal costs) needed to free the property.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 10 km
5 same category
Median starting price in the area
€ 155.000
Completed attempts (24 months)
15
Aggregates of geolocated auctions in the same category within 10 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di TORINO
- Case no.
- 1025/2024
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 14/12/2026
- Hearing date
- 15/12/2026 · 11:00
- Published on
- 15/10/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (17 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
ES 1025-24 AVVISO DI VENDITA LOTTI 2-3-6-signed.pdf
502 KB
NOMINA DELEGATO.pdf
172 KB
planimetria lotto 6.pdf
34 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
Reference auction
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Frequently asked questions about this auction
When does this auction in Cumiana take place?
The deadline for submitting bids is 14/12/2026. The auction will then be held on 15/12/2026 at the Tribunale di TORINO.
What is the starting price of this court auction?
The auction starting price is €58.000. The minimum admissible bid is €43.500. The minimum bid increment is €2.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 14/12/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 3: the 2 previous ones went unsold. The cumulative discount since the first attempt is 42.0%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the vehicle before taking part in the auction?
Yes, it is normally possible to view the vehicle by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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Useful guides for buying at auction
- Expert appraisal report: how to read it and what to look for before bidding What to look for in the appraisal report before bidding at auction: legal red flags, planning discrepancies, occupancy status and tips for the viewing.
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Synchronous, asynchronous, mixed and in-person sales: differences and how to prepare How the four sale methods in court auctions work: synchronous, asynchronous, mixed and in-person. Operational differences, timing and preparation for the auction.
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