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Guides to court auctions

Everything you need to know to find your way around auctions, appraisal reports and proceedings. Explained clearly, without needless legal jargon.

Complete guide

How to buy at a court auction: the complete 2026 guide

Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.

29 min read Updated on 19 ottobre 2026
  1. Vacating an occupied property: how to obtain possession after the auction
  2. Transfer decree: timescales, costs and what happens after the award
  3. Synchronous, asynchronous, mixed and in-person sales: differences and how to prepare
  4. Mortgage for a court auction: how it works and which banks provide it
  5. Expert appraisal report: how to read it and what to look for before bidding
  6. Unsold auction: what happens to the price
  7. The court-appointed custodian: who they are and what you can ask them
  8. Viewing the property: what to check, in order
  9. Balance of the price: how long you have and what you risk
  10. How much it costs to buy a home at auction, item by item
  11. Making a bid: the minimum valid bid and the deposit
  12. Buying an occupied property: timescales and risks
  13. Mortgages and attachments: what is cancelled and what remains
  14. Planning compliance and unauthorised works: the risk you cannot see
  15. Missing EPC and certificate of habitability: what it means for the buyer
  16. Easements and restrictions: what the decree does not cancel
  17. In need of renovation: how to estimate the works before bidding
  18. Asbestos in the appraisal report: what you are really obliged to do
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