Prejudicial encumbrances
The registrations that burden the property in the land registers. The decree cancels two kinds: mortgages and attachments.
Everything you need to know to find your way around auctions, appraisal reports and proceedings. Explained clearly, without needless legal jargon.
Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
The registrations that burden the property in the land registers. The decree cancels two kinds: mortgages and attachments.
No rule orders you to remove asbestos-cement that is already there. But there is one case in which someone can order you to, and the costs are yours: it is worth knowing which one before you bid.
The appraisal report describes the condition; it does not quote for the works. And between “needs freshening up” and “needs redoing” there are tens of thousands of euros that decide whether the deal exists.
One analysed lot in three has restrictions or easements flagged in the appraisal report. They are not anyone’s debts, they are features of the asset: the transfer does not touch them.
A missing EPC can be redone in a week. A missing certificate of habitability is another matter, and it may mean the property has never been declared fit for use.
The transfer decree cancels mortgages and attachments, not unauthorised building work. That comes with the property, and the buyer sorts it out.
The viewing is the only chance to compare the appraisal report with reality. It is almost always a one-off, it is short, and you cannot go back: it pays to arrive with a list.
Auctions by area. The data is updated from the Public Sales Portal.