Abitazione Di Tipo Civile – Base €119.402 | Asta Giudiziaria

Tribunale di BERGAMO

Appraisal report analysis

Il complesso immobiliare oggetto di procedura esecutiva è ubicato nel centro storico di Bergamo, in zona a marcata valenza storica e residenziale con presenza di attività commerciali. Comprende 12 lotti suddivisi in unità abitative, negozi, un immobile in corso di costruzione e aree pertinenziali. Il fabbricato, risalente ai primi anni del 1800 e sottoposto a ristrutturazione tra il 2008 e il 2018, presenta buone condizioni generali e ottima manutenzione.

Risks found (6)

  • immobile in corso di costruzione privo di certificato di agibilità e regolarizzazione catastale Appraisal report reference, p. 7

Favourable aspects (4)

  • ubicazione in zona centrale storica con elevata qualità edilizia e servizi limitrofi Appraisal report reference, p. 14

Other risks found

  • presenza di contratti di locazione attivi su parte degli immobili, con canoni da verificare per congruità Appraisal report reference, p. 7
  • fabbricato con unità non pignorate (es. (indirizzo omesso). 718) e pertinenze non formalmente incluse nell'atto di pignoramento Appraisal report reference, p. 7
  • area pertinenziale ((indirizzo omesso). 704) con destinazione urbanistica non definita e vincoli paesaggistici
  • facciata non ultimata su parte del fabbricato, con costi di completamento da sostenere
  • assenza di tabelle millesimali ufficiali e necessità di aggiornamento post-vendita

Other favourable aspects

  • fabbricato sottoposto a recente ristrutturazione con buone condizioni generali e manutenzione ottimale Appraisal report reference, p. 15
  • presenza di due negozi al piano terra con superficie commerciale significativa (136 mq ciascuno) Appraisal report reference, p. 11
  • 11 unità abitative residenziali con distribuzione su piani singoli, alcune con soppalco Appraisal report reference, p. 14

Comparison with the market

Valuation from the appraisal report: € 450.000 (market value stated in the appraisal report)

The starting price is −73,5% compared with the appraisal report’s valuation.

If it went unsold again

In Italy, lots similar to this one were relisted on average at about −25.0% from the current starting price (usually between −20.0% and −25.0%).

Statistical estimate of past reductions calculated by addicta, not a forecast or a guarantee.

Keep an eye on this lot: we will let you know when the price drops or a new date is set.

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addicta Index

5,8 / 10

Average

  • Starting point neutral point of the index: no signal, neither for nor against 5,0
  • Price vs valuation starting price −73,5% compared with the estimate (estimate source: appraisal report analysis) +3,0
  • Attempt history no previous attempt recorded 0,0
  • Risks from the appraisal report 6 risks detected by the analysis of the appraisal report -2,2

Deterministic 0–10 index (methodology v3), calculated by addicta from the data on this page: it is not advice or an investment recommendation. How we calculate it →

Starting price
119.402 €
Bid deadline
13/01/2027
Court
Tribunale di BERGAMO

Lot description

ABITAZIONE CIVILE

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Appraisal report analysis · free · 30 seconds

Frequently asked questions about this auction

When does this auction take place?

The deadline for submitting bids is 13/01/2027. The auction will then be held on 14/01/2027 at the Tribunale di BERGAMO.

What is the starting price of this court auction?

The auction starting price is €119.402. The minimum admissible bid is €89.551. The minimum bid increment is €1.000.

How do I take part in this auction?

The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 13/01/2027.

What happens if this auction goes unsold?

If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).

Can I view the property before taking part in the auction?

Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.

Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.

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