Auction not found
Back to homeStarting price
Minimum bid
97.622 €
Min. raise
3000 €
Deadline
02/12/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
Are you a professional? Your profile can also appear on auctions in your area. Sign up here →
The property
What it is like, how big it is, where it isLot description
Nel Comune di Ponteranica (BG), Via IV Novembre n. 37-39-41, piena ed esclusiva proprietà delle seguenti unità immobiliari (LOTTO 2): Corpo c) locale commerciale al piano terra, composto di un unico ampio vano, con annessi servizi igienici; locale ad uso laboratorio al piano terra, in separato corpo di fabbrica, della consistenza catastale di mq. 11; due locali ad uso ripostiglio al piano terra, in separato corpo di fabbrica, della consistenza catastale di mq. 13.
Features
Floor area
20 m²
Floor
T
Price per m²
€ 6.508/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 130.163): estimated taxes and charges on top of the price.
| Registration tax (9%) | € 11.715 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 12.940 |
| Indicative total (price + charges) | € 143.103 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−20.0%, over 68 historical reductions), the indicative total would go from € 143.103 to € 114.727 (−19.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 10 km
12 same category
Median €/m² in the area
€776/m² across 6 auctions
Median starting price in the area
€ 95.006
Completed attempts (24 months)
29
Aggregates of geolocated auctions in the same category within 10 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di BERGAMO
- Case no.
- 306/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 02/12/2026
- Hearing date
- 03/12/2026 · 15:30
- Published on
- 23/09/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (22 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
Rilievo_Ponteranica.pdf
558 KB
Ordinanza di delega del 22.1.2026.pdf
372 KB
3_PLN_262_706.pdf
21 KB
3_PLN_262_12.pdf
15 KB
3_PLN_262_704.pdf
13 KB
BANDO VENDITA ASINCRONA 3.12.2026.pdf
377 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
Reference auction
Request sent
You will find it in your dashboard in the Leads section. You will get a reply directly from the professional.
Find out if this auction is worth it
Appraisal report analysis · free · 30 seconds
Automatic answers from the data on this page — always check the appraisal report. Do not enter personal data.
Frequently asked questions about this auction
When does this auction in Ponteranica take place?
The deadline for submitting bids is 02/12/2026. The auction will then be held on 03/12/2026 at the Tribunale di BERGAMO.
What is the starting price of this court auction?
The auction starting price is €130.163. Compared with the appraisal estimate of €231.400, the saving on market value is 44%. The minimum admissible bid is €97.622. The minimum bid increment is €3.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 02/12/2026.
What happens if this auction goes unsold?
This auction is already at attempt no. 2: the 1 previous ones went unsold. The cumulative discount since the first attempt is 25.0%. If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
Explore related auctions and content
Other auctions in Bergamo
Useful guides for buying at auction
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Synchronous, asynchronous, mixed and in-person sales: differences and how to prepare How the four sale methods in court auctions work: synchronous, asynchronous, mixed and in-person. Operational differences, timing and preparation for the auction.
- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
People who viewed this auction also contacted
Anonymous aggregate based on people interested in this auction or similar auctions in the last .
🔒 Privacy: the data is aggregated and anonymous. We show professionals contacted by at least different people.
Auctions similar to this one
✓ Sign-up complete
You now have access to the full analysis. Would you also like to:
✓ Auction saved
We have set up your page to show you auctions in of the type . You will find them in your personal area. We have set up your page to show you auctions in . You will find them in your personal area. We have set up your page to show you auctions of the type . You will find them in your personal area.