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Back to homeThe deadline for this sale expired on 20/05/2026
The page remains available as a historical record of the lot. For the outcome, the official documents of the proceedings are authoritative.
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Starting price
Minimum bid
173.550 €
Min. raise
3000 €
Deadline
20/05/2026
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Nel Comune di Ponteranica (BG), Via IV Novembre n. 37-39-41, piena ed esclusiva proprietà delle seguenti unità immobiliari:Corpo c) - locale commerciale al piano terra, composto di un unico ampio vano, con annessi servizi igienici;- locale ad uso laboratorio al piano terra, in separato corpo di fabbrica, della consistenza catastale di mq. 11;- due locali ad uso ripostiglio al piano terra, in separato corpo di fabbrica, della consistenza catastale di mq. 13.
Features
Floor area
105 m²
Floor
T
Price per m²
€ 2.204/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 231.400): estimated taxes and charges on top of the price.
| Registration tax (9%) | € 20.826 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 22.051 |
| Indicative total (price + charges) | € 253.451 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 8 historical reductions), the indicative total would go from € 253.451 to € 190.395 (−24.9%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
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Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
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| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 10 km
12 same category
Median €/m² in the area
€1.228/m² across 6 auctions
Median starting price in the area
€ 95.006
Completed attempts (24 months)
28
Aggregates of geolocated auctions in the same category within 10 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di BERGAMO
- Case no.
- 306/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 20/05/2026
- Hearing date
- 21/05/2026 · 15:30
- Published on
- 11/03/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (22 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report
Official PDF from the Public Sales Portal
Rilievo_Ponteranica.pdf
558 KB
Ordinanza di delega del 22.1.2026.pdf
372 KB
BANDO VENDITA ASINCRONA 21.5.2026.pdf
384 KB
3_PLN_262_704.pdf
13 KB
3_PLN_262_12.pdf
15 KB
3_PLN_262_706.pdf
21 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
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Frequently asked questions about this auction
When does this auction in Ponteranica take place?
The deadline for submitting bids is 20/05/2026. The auction will then be held on 21/05/2026 at the Tribunale di BERGAMO.
What is the starting price of this court auction?
The auction starting price is €231.400. Compared with the appraisal estimate of €231.375, the saving on market value is 0%. The minimum admissible bid is €173.550. The minimum bid increment is €3.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 20/05/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the asset before taking part in the auction?
Yes, it is normally possible to view the asset by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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Useful guides for buying at auction
- Expert appraisal report: how to read it and what to look for before bidding What to look for in the appraisal report before bidding at auction: legal red flags, planning discrepancies, occupancy status and tips for the viewing.
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
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