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Back to homeStarting price
Minimum bid
102.500 €
Min. raise
5000 €
Deadline
01/12/2026
Method
Sincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
Appartamento locato al primo piano e un box al piano interrato siti in Fombio, Frazione Retegno, Località Borgo, via del Boschetto, denominato “Lotto 7”. (primo esperimento)
Il lotto n. 7 è costituito dall’appartamento identificato con “C2”, ubicato al piano primo dell’edificio “palazzina tipo C” e dal box al piano interrato denominato “C2” nel medesimo…Show allShow less
Il lotto n. 7 è costituito dall’appartamento identificato con “C2”, ubicato al piano primo dell’edificio “palazzina tipo C” e dal box al piano interrato denominato “C2” nel medesimo edificio.L’appartamento si trova al piano primo della “palazzina tipo C”, raggiungibile tramite ingresso da via dei Gelsi dove si accede all’area privata e successivamente all’appartamento tramite scala a doppia rampa esterna; è composto balcone/ballatoio, soggiorno, cucina, antibagno, bagno, disimpegno, due camere e bagno principale.L’appartamento si trova in buono stato di manutenzione.Principali finiture e dotazioni: pavimentazione principale in piastrelle ceramiche, pareti e soffitti intonacati e tinteggiati, portoncino blindato all’ingresso, serramenti in legno con vetrocamera, predisposizione per alloggiamento zanzariere porte interne in legno tamburato.Impianto elettrico, telefonico, TV, idraulico, di riscaldamento con caldaia entro nicchia esterna e distribuzione del calore tramite radiatori, predisposizioni impianti di condizionamento, allarme. Impianto citofonico condominiale.Box al piano interrato con pavimentazione in piastrelle e pareti in blocchi di cemento e/o c.a. a vista. Porta REI e basculante in lamiera aggettante; dotato di punto luce e presa di corrente con impianto a tubazioni a vista.Dispone di accesso pedonale collegato direttamente alla scala esterna. (primo esperimento)
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 102.500): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 2.050 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 3.275 |
| Indicative total (price + charges) | € 105.775 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 103 historical reductions), the indicative total would go from € 105.775 to € 79.363 (−25.0%). Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 9.225 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 825 |
| Estimated charges on top of the price | € 10.450 |
| Indicative total (price + charges) | € 112.950 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−25.0%, over 103 historical reductions), the indicative total would go from € 112.950 to € 84.744 (−25.0%). Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
⚠️ The appraisal report flags building violations/non-conformities: any amnesties or restorations are at the buyer’s expense — get them quantified by a surveyor before bidding.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di LODI
- Case no.
- 58/2019
- Procedure
- Fallimentare (nuovo Rito)
- Sale type
- Competitiva
- Method
- Sincrona Telematica
- Bid deadline
- 01/12/2026
- Hearing date
- 03/12/2026 · 09:30
- Published on
- 28/10/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (6 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
Autorizzazione vendita immobili Borgo di Retegno.pdf
110 KB
Modulo dichiarazione di presa visione della perizia.rtf
47 KB
703 Schede catastali.pdf
79 KB
701 Documentazione fotografica.pdf
3.2 MB
BANDO LOTTO 7 LOCATO BORGO DI RETEGNO - 1° ESPERIMENTO.pdf
178 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
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Official request on the Public Sales Portal
Other lots in this case
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Frequently asked questions about this auction
When does this auction in Fombio take place?
The deadline for submitting bids is 01/12/2026. The auction will then be held on 03/12/2026 at the Tribunale di LODI.
What is the starting price of this court auction?
The auction starting price is €102.500. The minimum admissible bid is €102.500. The minimum bid increment is €5.000.
How do I take part in this auction?
The auction is held in Synchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 01/12/2026.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- Vacating an occupied property: how to obtain possession after the auction What to do if the property you bought at auction is occupied: debtor versus third parties, eviction timescales, enforceable leases and the costs of vacating.
- Mortgage for a court auction: how it works and which banks provide it How a mortgage loan for buying at a court auction works: pre-approval, bank valuation, the 120-day timescale and strategies to avoid losing the award.
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