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Back to homeStarting price
Minimum bid
21.938 €
Min. raise
1000 €
Deadline
19/02/2027
Method
Asincrona Telematica
Professionals available in the area
Indicative quotes
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The property
What it is like, how big it is, where it isLot description
LOTTO UNICO: PIENA PROPRIETÀ DI Unità immobiliare, casa di abitazione ubicata nel centro abitato del Comune di Toro (CB), Via Occidentale 53 e catastale 82, che si sviluppa su un piano terra e due…Show allShow less
LOTTO UNICO: PIENA PROPRIETÀ DI Unità immobiliare, casa di abitazione ubicata nel centro abitato del Comune di Toro (CB), Via Occidentale 53 e catastale 82, che si sviluppa su un piano terra e due piani sottostrada. Composta da piano secondo sottostrada (S2) dove si trovano locali ad uso magazzino e cantina; piano primo sottostrada (S1) dove sono presenti tre camere da letto, un disimpegno e un bagno; piano terra (T) dove si sviluppano la sala da pranzo, il salotto, la cucina e un piccolo ripostiglio. Censito al Catasto dei Fabbricati come segue: Comune di Toro CAP 86019 – Prov. Campobasso - Cod. Comune – COD. L230 - Sez. Urb., Fgl. 10, P.lla 253, sub. 2, Piani T-S1-S2, Categ. A/4, Classe 2, Consist. 8.0 vani, Superficie Catastale 128 mq (tot), Rendita € 318,14. Non è stato possibile rinvenire nessun certificato di abitabilità/agibilità. Non è stata rinvenuta l’attestazione di prestazione energetica Condizione: Libero
Features
Floor area
128 m²
Floor
T S1 S2
Price per m²
€ 229/m²
Location
What it really costs
The real purchase cost, not just the starting priceThe all-in price
What it would REALLY cost to win this lot at the current starting price (€ 29.250): estimated taxes and charges on top of the price.
| Registration tax (2%) | € 1.000 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 1.950 |
| Indicative total (price + charges) | € 31.200 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−20.0%, over 186 historical reductions), the indicative total would go from € 31.200 to € 25.350 (−18.8%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
| Registration tax (9%) | € 2.632 |
| Mortgage and cadastral taxes (fixed) | € 100 |
| Fixed transfer costs (estimate) | € 300 |
| Delegated professional’s fee share (estimate) | € 550 |
| Estimated charges on top of the price | € 3.582 |
| Indicative total (price + charges) | € 32.832 |
And if it went back on sale? If this lot went to a new attempt with the typical reduction observed in its group (−20.0%, over 186 historical reductions), the indicative total would go from € 32.832 to € 26.456 (−19.4%) — less than the nominal reduction, because the minimum tax and fixed charges do not fall proportionally. Many lots leave the market before the next attempt: this is a conditional scenario, not a forecast.
Indicative estimate based on standard rules (registration tax regime, VAT excluded): the actual amount due is calculated on the award price and may vary for special regimes (sales subject to VAT, agricultural land, luxury properties; first-home benefits require the legal requirements). It does not replace the advice of a professional.
Mortgage payment estimate
Estimate how much you would pay each month if you financed this auction with a mortgage. A deterministic calculation: no real quotes, just a simulation.
Default: % of the auction price
Indicative fixed rate (ECB)
Estimated monthly payment
Total interest
Total paid
Compare term scenarios
| Term | Payment/month | Interest | Total |
|---|---|---|---|
⚠️ Indicative calculation based on the standard French amortisation formula. It does not take into account ancillary expenses (appraisal, notary, insurance) or any bank discounts for different LTVs. . Before taking part in the auction, get a real quote.
The court auction market in the area
Active auctions within 10 km
11 same category
Median €/m² in the area
€358/m² across 5 auctions
Median starting price in the area
€ 85.082
Completed attempts (24 months)
17
Aggregates of geolocated auctions in the same category within 10 km. “Left the market” = lots no longer republished (the official outcome is not published by the PVP).
Market prices in the area
OMI zone
B1 CENTRO URBANO
Central area · TORO
Standard homes
€ 340 – 510/m²
Price for the first half of 2026, normal condition
Auction starting price
€ 229/m²
Based on 128 m² stated in the notice of sale
The starting price is 46% below the average OMI price for the area.
Exit level of similar lots
€ 30.000
44% below the OMI average, across 30 lots
Market rent (OMI)
€ 1,6 – 2,4/m² per month
About € 260 a month for 128 m²
Gross annual yield
10,5%
At the starting price; 10,1% at the exit level of similar lots
Similar lots: residential lots that left the market, across Italy.
Exit level: the starting price at which similar lots stopped being republished (award, revocation and suspension cannot be told apart), as a median relative to the average OMI price for their area, applied to the OMI price and floor area of this lot. It is not a forecast of the award price.
Gross yield: the average OMI rent for 12 months divided by the price, before taxes, costs and vacant periods.
Source: Agenzia Entrate – OMI. OMI prices do not replace a specific valuation of a property: the comparison is indicative and the lot may include garages, cellars or shares.
Property history
The same property (same cadastral unit) has already been auctioned in another proceeding:
The same property (same cadastral unit) has already been auctioned in other proceedings:
- : 1 attempt, starting price . : attempts, starting price from to . Still on sale. Then left the market.
In the same building (same cadastral parcel) there are units from other, different proceedings, auctioned since . Several proceedings in the same building may point to unpaid condominium fees: ask the building manager about the state of payments.
From auctions published on the PVP since , by cadastral unit of the property (municipality, sheet, parcel, sub-unit), without names. “Left the market”: no longer republished (award, revocation and suspension cannot be told apart).
How to buy
The procedure, the documents, the deadlinesProceedings
- Court
- Tribunale di CAMPOBASSO
- Case no.
- 47/2025
- Procedure
- Espropriazione Immobiliare (cartabia)
- Sale type
- Senza Incanto
- Method
- Asincrona Telematica
- Bid deadline
- 19/02/2027
- Hearing date
- 22/02/2027 · 12:00
- Published on
- 04/11/2026
Official documents
Complete basic set (appraisal report + notice + order). Presence detected among the attachments published on the PVP (12 attachments in total): this is not a judgement on the content of the documents.
Technical appraisal report Analysed
Official PDF from the Public Sales Portal
47_25_bando 2 esp.pdf
152 KB
47_25_ordinanza.pdf
432 KB
Go to the Public Sales Portal
Official act of the Ministry of Justice
Book a viewing of the asset
Official request on the Public Sales Portal
Other lots in this case
Go to the case →The context
The market around this lotContext of this sale
Contact
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Frequently asked questions about this auction
When does this auction in Toro take place?
The deadline for submitting bids is 19/02/2027. The auction will then be held on 22/02/2027 at the Tribunale di CAMPOBASSO.
What is the starting price of this court auction?
The auction starting price is €29.250. The minimum admissible bid is €21.938. The minimum bid increment is €1.000.
How do I take part in this auction?
The auction is held in Asynchronous online mode. To take part you must submit a bid with a deposit equal to 10% of the price offered, by the deadline shown on the Public Sales Portal. The deadline for bids is 19/02/2027.
What happens if this auction goes unsold?
If this auction also goes unsold, the judge may order a new attempt at a further reduced price (usually −25% on the previous starting price).
Can I view the property before taking part in the auction?
Yes, it is normally possible to view the property by making an appointment with the court-appointed custodian. The custodian’s details (name and contacts) are given in the technical appraisal report downloadable from this page.
Page edited by the addicta editorial team — official data from the Ministry of Justice’s Public Sales Portal.
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- Transfer decree: timescales, costs and what happens after the award From paying the balance to the transfer decree: timeline, tax costs, cancellation of mortgages and realistic timescales to become the owner.
- How to buy at a court auction: the complete 2026 guide Everything you need to know to take part in a court auction: from choosing the lot to the transfer decree. A step-by-step operational procedure with legal references and an error-proof checklist.
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